Your family needs
You and your family are likely to have complex asset structures, multiple bank accounts and numerous service providers. It has been our experience that this structure is sometimes difficult to keep track of and coordinate among the various stakeholders. You need somebody to take care of the day-to-day management, reducing the considerable administrative burden on you and helping you and your family achieve your wider objectives. Marcuard Family Office offers interdisciplinary services far beyond traditional asset management.
Cockpit
In order to make informed and objective decisions you need a condensed, transparent and customised overview of your liquid and illiquid assets. We provide such reports on a regular basis and make sure they are accessible at all times.
Consolidation
You need a consolidated overview of your financial wealth
Consolidation involves many custodians and bank accounts, ranging from the traditional asset categories such as equities, bonds, cash and hedge funds, to the non-traditional categories such as private equity, real estate, insurance funds, loans and direct investments.
Among numerous other features, the consolidated statement compares the performance of each asset with the relevant benchmark, evaluates costs and provides a detailed profit and loss analysis. You can access your information at any time on our secure web-based client portal which also acts as emergency back-up system for all your other personal documents.
Risk analysis
You need to be aware of your family’s main risks
You expect a neutral opinion regarding asset concentration and the ability of your assets to withstand heavy market corrections or a contracting economy. This is not about buying the products that appear most compelling, but about making rational decisions. Do your individual investments make sense and do they help diversify your risk to the greatest possible extent?
Negotiation of fees
You want to pay efficient fees
Your family wants to team up with an office that helps you avoid double layers of fees and allows you to take advantage of an efficient fee schedule for product and service providers. Your Marcuard Family Office proactively monitors fees to make sure they comply with the agreed fee schedule and that your family is getting the best value for money possible.
Invest
You want Marcuard Family Office to understand your needs and objectives, your return expectations and your capacity for risk. Your chosen investment strategy shall be consistently implemented to help you avoid any emotional decisions.
Asset and risk management
You need somebody to implement your investment strategy and monitor its execution
Your individual investment strategy is carefully defined with the consent of the beneficial owners. Although this process takes time, it will help you and Marcuard Family Office to stay the course, even in difficult times. Broad diversification is the key to risk mitigation.
Investment committee
You want to involve your family more closely and may delegate responsibilities down the line
Your consolidated investment strategy, benchmarks and restrictions are normally based on your family’s decision. The more closely your family members are involved, the more they will identify with the strategy. Marcuard Family Office organizes and coordinates such meetings and recommends institutionalizing these events to maintain regular communication among family members.
Tax reporting
You need tax reporting for tax compliance
You can delegate the tax documentation and reporting responsibilities to Marcuard Family Office, which will liaise with all custodian banks and with your tax advisors.
Outsourced CIO
Your investment and us
The Outsourced CIO model was in response to profound changes that have taken place in the investment environment over the last decade. Taken as a whole, the investment process is today far more time and resource-intensive than ever before.
Private investors and institutions are largely basing their decision to outsource the CIO function on their desire to:
– Optimise management and oversight of increasingly complex investment portfolios
– Enable timely decision-making
– Make more efficient use of limited staff resources
– Better deal with a more rigorous regulatory environment.
For more information or any general queries please contact us at: info@mfo.ch
Private equity advisory
You may want to include illiquid investments in your portfolio
Private Equity and other long-term investments can help improving the overall diversification and return potential of your portfolio. Together with the family, we develop tailor-made investment strategies. We pre-select suitable investment opportunities for you. Our service is predominantly focused on fund investments. Depending on your risk carrying capacity, fund investments may also be complemented by direct co-investments.
Our service includes support in the subscription process, advice on how to exercise any voting rights, investment monitoring and reporting, as well as the handling of capital calls.
Project
Every family has different needs and pursues a variety of projects. Our respective services are tailor-made and may be provided either on a recurrent basis, or on request. We assign a dedicated Marcuard Family Office project manager to each project, who reports directly to you and your family.
Administration
You can delegate your administrative duties to Marcuard Family Office. Among other services, we assume the following responsibilities:
- online administration and archiving of all relevant data and documents
- bill management
- credit card administration
- national and international payment services
- expense reporting
- P.O.-box- /- mailing services
IT Services
You and your network can rely on our Marcuard Family Office IT team for overall support and all IT related projects; if necessary, we liaise with external partners. We are performing the following tasks for our existing clients:
- e-mail hosting
- PC and mobile devices
- hardware purchase, configuration and dispatch
Single family office set-up
Are you considering setting up a Single Family Office or would a Multi Family Office be more appropriate? Marcuard Family Office will help you evaluate the pros and cons.
Taxes and legal*
We offer tax and legal services on a project-basis. Clients benefit from our international network of legal and tax specialists. Our services include the following:
- tax and estate planning
- tax-optimized asset management
- drafting, reviewing and negotiating of contracts
- inheritance and family law matters
- real estate investments
- other project work
*if permitted by law. No legal and tax advice is provided to US-residents.
Insurance review
Your insurance policies are assessed and new partners are suggested if necessary. We coordinate the setting up of the new policies and the filing of claims with insurance providers.
Concierge service
Marcuard Family Office offers a wide range of concierge services, such as representations, hotel reservations, transportation and storage of valuables, school- and college admissions for young adults, travel bookings- and car rentals. We can also arrange storage of furniture and documents.
Real estate
Marcuard Family Office can assists you in a variety of areas, among them facility management and the buying, selling and developing of real estate, both commerical and residential. Real estate investments in residential and commerical properties provide stable cash flows and add diversification to your portfolio.
Collections
Passion and investment are not mutually exclusive. Marcuard Family Office has an extensive network of specialists who can assist you with respect to many different types of collections (e.g. art, nummismatics, cars- and wine).
Philanthropy and sustainable investing
Many of us would like to make a difference. Perhaps you feel that it is time to embark on a philanthropic journey, or perhaps you would like to generate a return on investment in the social and environmental fields. Whatever your objective, at Marcuard Family Office, we help you explore ways and means of creating lasting change.
Administration
You can delegate your administrative duties to Marcuard Family Office. Among other services, we assume the following responsibilities:
- online administration and archiving of all relevant data and documents
- bill management
- credit card administration
- national and international payment services
- expense reporting
- P.O.-box- /- mailing services
IT Services
You and your network can rely on our Marcuard Family Office IT team for overall support and all IT related projects; if necessary, we liaise with external partners. We are performing the following tasks for our existing clients:
- e-mail hosting
- PC and mobile devices
- hardware purchase, configuration and dispatch
Single family office set-up
Are you considering setting up a Single Family Office or would a Multi Family Office be more appropriate? Marcuard Family Office will help you evaluate the pros and cons.
Taxes and legal*
We offer tax and legal services on a project-basis. Clients benefit from our international network of legal and tax specialists. Our services include the following:
- tax and estate planning
- tax-optimized asset management
- drafting, reviewing and negotiating of contracts
- inheritance and family law matters
- real estate investments
- other project work
*if permitted by law. No legal and tax advice is provided to US-residents.
Insurance review
Your insurance policies are assessed and new partners are suggested if necessary. We coordinate the setting up of the new policies and the filing of claims with insurance providers.
Concierge service
Marcuard Family Office offers a wide range of concierge services, such as representations, hotel reservations, transportation and storage of valuables, school- and college admissions for young adults, travel bookings- and car rentals. We can also arrange storage of furniture and documents.
Real estate
Marcuard Family Office can assists you in a variety of areas, among them facility management and the buying, selling and developing of real estate, both commerical and residential. Real estate investments in residential and commerical properties provide stable cash flows and add diversification to your portfolio.
Collections
Passion and investment are not mutually exclusive. Marcuard Family Office has an extensive network of specialists who can assist you with respect to many different types of collections (e.g. art, nummismatics, cars- and wine).
Philanthropy and sustainable investing
Many of us would like to make a difference. Perhaps you feel that it is time to embark on a philanthropic journey, or perhaps you would like to generate a return on investment in the social and environmental fields. Whatever your objective, at Marcuard Family Office, we help you explore ways and means of creating lasting change.